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Health Insurance for Your Pet

Wednesday, December 20, 2006provided by

Pet insurance can be extremely worthwhile for many pet owners. But consider your situation first. Without pet health insurance, you face the possibility of one day having to fork over hundreds of dollars to repair Buster's leg or, worse yet, having to decide whether to spend thousands of dollars to save Frisky's life.

The value really depends on the type of pet you have, its age and health (some breeds, older pets, and pets with chronic or terminal illnesses are usually not approved for coverage), and your personal feelings about pet health care. You may have personal limits as to what extraordinary measures you are willing to consider for a pet, or you may be willing to do absolutely anything possible to treat an unexpected health problem. In the latter case, pet insurance premiums are fairly reasonable, ranging from $100 to $300 per year. The premiums can increase as much as 50% as your pet ages (usually after nine years of age for dogs and 11 years for cats).

More and more companies are now offering pet insurance to employees. If yours doesn't and you are interested in the option, ask your human resources department to look into it. In the meantime, check out insurers such as Veterinary Pet Insurance, PetCare Insurance, and an alternative, PetAssure. Here's an article with more info on pet insurance.

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More from The Motley Fool:

• Get an Insurance Checkup
• Saving Money on Your Pets
• Guess What You're Not Insured Against?

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• Mortgage

  Loan Type	Today	Last Week
  30 Year Fixed	5.27%	5.33%
  15 Year Fixed	4.76%	4.67%
  1 Year ARM	3.84%	3.87%
  30 Year Fixed Jumbo	6.08%	6.20%
  5/1 ARM	4.43%	4.52%
  3/1 ARM	4.84%	4.91%

  Source: Bankrate
• Home Equity

  Loan Type	Today	Last Week
  $30K Home Equity Loan	8.39%	8.40%
  $50K Home Equity Loan	8.29%	8.32%
  $75K Home Equity Loan	8.33%	8.36%
  $30K HELOC	5.17%	5.17%
  $50K HELOC	4.90%	4.91%
  $75K HELOC	4.91%	4.92%

  Source: Bankrate
• Savings

  Savings Type	Today	Last Week
  6 month CD	1.02%	1.02%
  1 year CD	1.46%	1.43%
  3 year CD	2.08%	2.06%
  MMA	0.95%	0.92%
  $10K MMA	1.01%	0.97%
  $25K MMA	1.19%	1.15%

  Source: Bankrate
• Auto

  Loan Type	Today	Last Week
  36 Month New Car Loan	6.66%	6.66%
  48 Month New Car Loan	6.79%	6.80%
  60 Month New Car Loan	6.83%	6.84%
  72 Month New Car Loan	6.12%	6.12%
  36 Month Used Car Loan	7.14%	7.12%
  48 Month Used Car Loan	7.03%	7.05%

  Source: Bankrate
• Credit Cards

  Card Type	Today	Last Week
  Business Credit Cards	10.74%	10.74%
  Low Interest Credit Cards	11.97%	11.97%
  Balance Transfer Credit Cards	12.03%	12.03%
  Cash Back Credit Cards	12.49%	12.49%
  Instant Approval Credit Cards	12.99%	13.32%
  Reward Credit Cards	13.09%	13.40%

  Source: CreditCards.com

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